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Probably the most common questions we hear from callers are “What is my case worth? What kind of compensation can I expect?” Although these questions seem easy to answer, in many ways they are nearly impossible to answer at the early stages of a case. It’s similar to asking a sports expert to predict the score of a ball game before the game is even played. As you can appreciate, many factors can come into play during a ball game and the outcome is really only determined by the score at the final buzzer.

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The value of your claim depends on many factors, and the more factors in play can affect the worth of your case. Here is a list of the most common factors, which you should take into consideration to understand the possible value of your case:

The nature, extent and seriousness of your injuries – Injuries can vary significantly, from common soft tissue injuries (whiplash, back sprains, etc.) to broken bones to massive injuries requiring surgery.
Consistency of medical care – It’s important that the patient faithfully keeps all appointments with his or her medical provider. Gaps in treatment can significantly decrease of the value of any case.
The duration of your recovery – Recovery times vary significantly; some injuries take weeks to recovery, while other more serious injuries require months or even years. In some unfortunate situations, the injured person never recovers entirely.
Permanent injuries – Some injuries result in scarring, lost limbs, and physical/emotional disabilities.
The amount of your medical bills, prescriptions, lost wages and other costs associated with dealing with an injury (such as the need for paying for outside help).
Death of a loved one – The most difficult consideration is the value of the loss of family member, including the loss of companionship and future income contributions to the family’s financial security.
The availability of insurance and the dollar amounts of the policy (or policies) – Unfortunately the value of your case can be limited by the policy limits of the insurance of the at-fault person or organization. That’s why we consider all legal possibilities to draw from all insurance sources – including other persons or organizations who may have played a role in your injuries, as well as your own insurance (if you have uninsured or under-insured coverage).
Once we have thoroughly investigated your accident and injuries, we then have the necessary information to know the value of your claim and begin to negotiate a fair settlement for your case. At Craig Swapp & Associates, we work tirelessly to maximize your final settlement – fighting hard against the insurance companies who are looking to pay you little, or even nothing. Call us today for a free evaluation of your case.

Click one of these links if you would like a free copy of our Car Accident Survivor’s Guide or How to Handle your Property Damage Claim Guide. These condensed guides help you understand the issues you may be experiencing and how to solve them.